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Accelerated Title API

Payoff quotes, title releases and more.

End costly delays in lien payoff and title release with Accelerated Title

Automatically calculate reliable date-based payoff amounts

Transfer funds directly to the lender via ACH

Confident, transparent and efficient lien and title release

The power of Accelerated Title is available as an API

End costly delays in lien payoff and title release with Accelerated Title. The trade-in process is time-consuming for your staff and comes with costly delays in lien payoff and title release.

  • Allows integrators to embed Accelerated Title functionality directly into dealer workflows
  • Enables retrieval of payoffs, title releasability, title images, and initiation of digital loan payoffs
  • Expedites title release from many of the largest automotive lenders, improving inventory turn time and profitability while reducing holding costs
Developer Portal

It’s time to get in the fast lane

See how Accelerated Title avoids the pitfalls of the manual trade-in process

Accelerated Title allows you to:

  • Access full title details before accepting the trade
  • Automatically calculate reliable date-based payoff amounts
  • Transfer funds directly to the lender via ACH
  • Receive the title in 4-6 days¹

Take a look at the difference between manually processing trades and processing with Accelerated Title.

The Accelerated Title difference

1 Based on the average industry time frame of 21+ days for vehicle payoff and title release processing, as determined by 2024 data.

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Learn more about the incredible things you can do in your applications via the Vitu API Platform by visiting our Developer Portal or flip through our brochure.

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Powerful and secure

VituPay provides your business a powerful and secure method to accept electronic payments at point-of-sale, online and mobile

VituPay places security at the forefront of any transaction — regardless of whether it’s financial or government related. Rest assured, when using VituPay, you and your customers’ data is secure.

VituPay is designed to integrate with any system. Think of it — you have goods and services that need to be paid for. VituPay is ready to drop in your existing application and take over the payment process.

  • Clear and transparent interchange (card network fees)
  • Robust tracking of any and all transactions
  • Easy methods to handle refunds and voids
  • Clear and easy-to-follow funding
  • Powerful reporting tools

Integration at its finest

VituPay is designed to integrate with any system. Think of it — you have goods and services that need to be paid for. VituPay is ready to drop in your existing application and take over the payment process.

  • Add VituPay for new or existing applications
  • Support modern payments including ApplePay and Google Pay
  • Website integration with iframe support
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Vitu has successfully completed the American Institute of Certified Public Accountants (AICPA) Service Organization Controls (SOC) 1 Type II audit, demonstrating its effective protection of confidential client data.

Vitu is an approved NMVTIS Data Provider.

Copyright © 2025 Vitu, Inc.

Vitu, Vitu Accelerated Title, Accelerated Title and Total Title are trademarks of Vitu, Inc.

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