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Vitu Total Title™

Total vehicle loan lifecycle management

A tailored solution for your credit union or financial institution

Ease your financial institution's burden of loan servicing

Take advantage of streamlined, compliant workflows for your credit union or financial institution

Complete vehicle title management — both paper and electronic
Vitu across the nation

Unmatched vehicle title management at your service

Handling 100+ contract transactions with dealers?

Title management can be a massive drain on resources, and can easily become a massive headache.

With Total Title™, unburden your financial institution from the complexities of vehicle title management. When you partner with Vitu, get immediate access to:

  • Title sorting
  • Inventory validation
  • High-speed indexing
  • Secure vault storage
  • Release management

And much more — hand it off to a trusted operation with 30+ years of experience managing all facets of title management.

Transmit confidential data safely and securely
Transmit confidential data safely and securely
Reduce manual data matching
Reduce manual data matching
Perfect liens faster and enable more effective lien releases
Perfect liens faster and enable more effective lien releases
Minimize title receipt, storage and retrieval costs
Minimize title receipt, storage and retrieval costs

Security at every step

We break it down into four steps...

1

Receipt & Intake

Receipt and intake

Documents are sorted and routed for handling based on each client’s specifications.

2

Scanning & Validation

Scanning and validation

Titles begin with high-speed sorting, scanning and indexing, followed by image and data validation.

3

The Secure Vault

Secure Title Vault

Each client has an assigned area in the vault, and a highly defined coding system makes for easy document retrieval.

4

Manage & Release

Manage and release

Managing and releasing transactions are an everyday occurrence. We follow strict protocols to ensure compliance and honor our client service agreements.

Just like that, we leverage decades of experience with cutting-edge technology and processes to ensure that every title we’re trusted with is handled with the highest level of professional security and transparency.

That’s the Vitu CMS difference.

The world of CMS

End-to-end Collateral Management Solutions

Total
Title

Complete vehicle title management — both paper and electronic

Accelerated
Title

Incredibly efficient payoffs and releases with powerful dealer and insurer integration

PerfecTitle Refinance

Reduce risk, increase lien perfections
and revenue all while securing collateral faster

NTX
Repossession

Repossession titles in as little as 1 day — 100% digitally

Electronic
Lien & Title

Ditch paper vehicle titles with a nationwide electronic solution

An overview of Vitu's Collateral Management Solutions for Lenders

Vitu connects lenders, dealers, remarketers, consumers and jurisdictions.

Get started with Total Title today.

Request Demo
API Coding is fast and easy
AICPA SOC Audit logo

Vitu has successfully completed the American Institute of Certified Public Accountants (AICPA) Service Organization Controls (SOC) 1 Type II audit, demonstrating its effective protection of confidential client data.

Vitu is an approved NMVTIS Data Provider.

Copyright © 2026 Vitu, Inc.

Vitu, Vitu Accelerated Title, Accelerated Title, Total Title and PerfecTitle are trademarks of Vitu, Inc.

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Vitu across the nation.

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