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Electronic Lien & Title

Reduce costs and eliminate delays.

Gain clarity with every transaction

Electronic Lien & Title (ELT) is seamless, secure and powerful

Ditch paper vehicle titles with a nationwide electronic solution

Proven ELT processing built for the way you work
Vitu across the nation

Streamline your title management with Electronic Lien & Title (ELT)

Vitu ELT is here to make your life easier

Our comprehensive ELT solution streamlines and manages data exchanges between your financial institution and participating state DMVs, while also helping you perfect and maintain title information.

When it comes to ELT, Vitu’s experience gives your financial institution clear benefits designed to increase efficiency, reduce costs and save time:

  • Reduce touchpoints with electronic lien and title
  • Automate matching title with account data and release processing
  • Protect against fraud and improve security
  • Perform real-time title edits, improving accuracy
  • Take advantage of real-time reporting
How Vitu ELT works

ELT across the nation

ELT streamlines and automates title management

Vitu is here to support your financial institution through expansion
of ELT adoption across the nation. Our commitment and
coordination with jurisdictions puts us at the forefront of new
initiatives and requirements, keeping you — our partner — one step
ahead of any changes and in compliance with state regulations.

Vitu ELT across the nation

The innovator in title management and ELT solutions

Decades of trust, millions of titles, unmatched expertise Vitu has been at the forefront of innovation in electronic lien and title management for decades. Trusted by lenders, dealers, and insurers nationwide, we continue to lead the way with seamless integrations and a commitment to driving efficiency across the industry.

  • Introduced the first-in-the-nation ELT solution in California in 1989
  • Serves more than 6,500 lenders across the nation
  • Operates in 30 ELT-enabled states — and growing
  • Manages over 65 million titles, with 65% handled electronically
  • Integrates deeply with dealers and insurers nationwide

The future of vehicle titling, registration and collateral management.

Vitu is the only provider in the nation that delivers an unrivaled ecosystem connecting lenders, dealers, insurers and consumers — providing our partners unmatched support and service for every point in the vehicle lifecycle.

Get started with ELT today.

Request Demo
The Vitu Platform — Digital Title and Reg in one place

Vitu has successfully completed the American Institute of Certified Public Accountants (AICPA) Service Organization Controls (SOC) 1 Type II audit, demonstrating its effective protection of confidential client data.

AICPA SOC Audit logo

Copyright © 2025 Vitu, Inc.

Vitu, Vitu Accelerated Title, Accelerated Title and Total Title are trademarks of Vitu, Inc.

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Vitu across the nation.

Electronic Vehicle Registration available in multiple states.

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Nationwide

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NTX Digital Titles across the nation